Our financial performance



Our financial performance (KBC Group, consolidated)

Balance sheet and assets under management,
end of period (in millions of EUR)
2016 2017 2018    2019  2020
Total assets 275 200 292 342 283 808 290 591 320 743
Loans and advances to customers 132 855 140 999 147 052 155 816 159 621
Securities (equity and debt instruments) 73 262 67 743 62 708 65 633 71 784
Deposits from customers and debt securities 177 421 193 708 194 291 203 369 215 430
Gross technical provisions and liabilities under
nvestment contracts, insurance
32 310 32 193 31 273 32 170 31 442
Total equity 17 357 18 803 19 633 20 222 21 530
Risk-weighted assets, group (Basel II, since 2013 Basel III) 87 782 92 410 94 875 99 071 102 111
 
Income statement (in millions of EUR) 2016 2017 2018 2019 2020
Total income 7 211 7 700 7 512 7 629 7 159
Operating expenses -3 948 -4 074 -4 234 -4 303 -4 156
Impairment - 201 30 17 -217 -1 182
Result after tax, group share 2 427 2 575 2 570 2 489 1 440
    Belgium 1 432 1 575 1 450 1 344 1 001
    Czech Republic 596 702 654 789 375
    International markets (Slov, Hung, Bulg, Irl) 428 444 533 379 199
    Group Centre -29 -146 -67 -23 -135
Basic earnings per share (in EUR) 5.68 6.03 5.98 5.85 3.34
Diluted earnings per share (in EUR) 5.68 6.03 5.98 5.85 3.34
 
KBC share 2016 2017 2018 2019 2020
Number of shares outstanding, end of period (’000) 418 372 418 598 416 156 416 395 416 695
Parent shareholders’ equity per share, end of period (in EUR) 38.1 41.6 41.4 45.0 48.1
Average share price for the financial year (in EUR) 51.0 66.5 67.4 60.8 52.8
Share price at year-end (in EUR) 58.8 71.1 56.7 67.1 57.3
Equity market capitalisation, end of period (in billions of EUR) 24.6 29.8 23.6 27.9 23.9
 
Ratios 2016 2017 2018 2019 2020
Return on equity 18% 17% 16% 14% 8%
Cost/income ratio, banking 55% 54% 57.5% 57.9% 60.0%
Combined ratio, non-life insurance 93% 88% 88% 90% 85%
Credit cost ratio, banking 0.09% -0.06% -0.04% 0.12% 0.60%
Common equity ratio, group (Basel III, fully loaded, definition see annual report) 15.8% 16.3% 16% 17.1% 17.6%
Net stable funding ratio (NSFR) 125% 134% 136% 136% 146%
Liquidity coverage ratio (LCR) 139% 139% 139% 138% 147%

Newswires

Bloomberg: KBC BB
Datastream: B:KB
Reuters: KBC.BR

Last update: 12-02-2021

We use cookies and similar technologies to make our website work better for you and ensure your online experience with us is more enjoyable and rewarding. We may also adapt our website to your needs and preferences. By continuing to use this website, you consent to our use of cookies. Learn more or reject cookies.