Our financial performance



Our financial performance (KBC Group, consolidated)

Balance sheet and assets under management,
end of period (in millions of EUR)
2015 2016 2017 2018    2019 
Total assets 252 356 275 200 292 342 283 808 290 735
Loans and advances to customers 127 721 132 855 140 999 147 052 155 816
Securities (equity and debt instruments) 72 623 73 262 67 743 62 708 65 633
Deposits from customers and debt securities 161 542 177 421 193 708 194 291 203 369
Gross technical provisions and liabilities under
nvestment contracts, insurance
31 919 32 310 32 193 31 273 32 170
Total equity 15 811 17 357 18 803 19 633 20 365
Risk-weighted assets, group (Basel II, since 2013 Basel III) 89 067 87 782 92 410 94 875 99 071
 
Income statement (in millions of EUR) 2015 2016 2017 2018 2019
Total income 7 148 7 211 7 700 7 512 7 629
Operating expenses -3 890 -3 948 -4 074 -4 234 -4 303
Impairment -747 - 201 30 17 -217
Result after tax, group share 2 639 2 427 2 575 2 570 2 489
    Belgium 1 564 1 432 1 575 1 450 1 344
    Czech Republic 542 596 702 654 789
    International markets (Slov, Hung, Bulg, Irl) 245 428 444 533 379
    Group Centre 287 -29 -146 -67 -23
Basic earnings per share (in EUR) 3.80 5.68 6.03 5.98 5.85
Diluted earnings per share (in EUR) 3.80 5.68 6.03 5.98 5.85
 
KBC share 2015 2016 2017 2018 2019
Number of shares outstanding, end of period (’000) 418 087 418 372 418 598 416 156 416 395
Parent shareholders’ equity per share, end of period (in EUR) 34.5 38.1 41.6 41.4 45.3
Average share price for the financial year (in EUR) 56.8 51.0 66.5 67.4 60.8
Share price at year-end (in EUR) 57.7 58.8 71.1 56.7 67.1
Equity market capitalisation, end of period (in billions of EUR) 24.1 24.6 29.8 23.6 27.9
 
Ratios 2015 2016 2017 2018 2019
Return on equity 22% 18% 17% 16% 14%
Cost/income ratio, banking 55% 55% 54% 57.5% 57.9%
Combined ratio, non-life insurance 91% 93% 88% 88% 90%
Credit cost ratio, banking 0.23% 0.09% -0.06% -0.04% 0.12%
Common equity ratio, group (Basel III, fully loaded, definition see annual report) 14.9% 15.8% 16.3% 16% 17.1%
Net stable funding ratio (NSFR) 121% 125% 134% 136% 136%
Liquidity coverage ratio (LCR) 127% 139% 139% 139% 138%

Newswires

Bloomberg: KBC BB
Datastream: B:KB
Reuters: KBC.BR

Last update: 30-03-2020

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