|Rating agencies||Long term debt rating (+ outlook/watch)||Short term debt rating (+ outlook/watch)|
|KBC Bank||A+ (stable outlook)||F1|
|KBC Group NV||A (stable outlook)||F1|
|KBC Bank *||A1 (positive outlook)||P-1|
|KBC Group NV||Baa1 (positive outlook)||P-2|
|S & P|
|KBC Bank||A+ (positive outlook)||A1|
|KBC Insurance **||A (stable outlook)||-|
|KBC Group NV||A- (stable outlook)||A2|
* Long-term deposit rating van KBC Bank: Aa3
** Voor KBC Verzekeringen gaat het over de financial strength rating. Die geeft een idee over de waarschijnlijkheid van het honoreren van claims van verzekerden, terwijl de vermelde ratings voor de bank en de waarschijnlijkheid meten van het honoreren van financiële verplichtingen (schulden).
Voor de meest recente ratinganalyse, klik op de KBC-entiteit van uw keuze.
Long term rating - A: High credit quality. 'A' ratings denote expectations of low default risk. The capacity for payment of financial commitments is considered strong. This capacity may, nevertheless, be more vulnerable to adverse business or economic conditions than is the case for higher ratings.
Short-term rating - F1: Highest Short-Term Credit Quality. Indicates the strongest intrinsic capacity for timely payment of financial commitments.
For more information, please refer to the agency’s website https://www.fitchratings.com/site/definitions
S & P
Long term rating - An obligor rated 'A' has strong capacity to meet its financial commitments but is somewhat more susceptible to the adverse effects of changes in circumstances and economic conditions than obligors in higher-rated categories. An obligor rated 'BBB' has adequate capacity to meet its financial commitments. However, adverse economic conditions or changing circumstances are more likely to lead to a weakened capacity of the obligor to meet its financial commitments.
Short-term rating - An obligor rated 'A-1' has strong capacity to meet its financial commitments. It is rated in the highest category by S&P Global Ratings. An obligor rated 'A-2' has satisfactory capacity to meet its financial commitments. However, it is somewhat more susceptible to the adverse effects of changes in circumstances and economic conditions than obligors in the highest rating category.
For more information, please refer to the agency’s website https://www.standardandpoors.com/en_US/web/guest/article/-/view/sourceId/504352
Long term rating - Obligations rated A are judged to be upper-medium grade and are subject to low credit risk. Obligations rated Baa are judged to be medium-grade and subject to moderate credit risk and as such may possess certain speculative characteristics.
Short-term rating - Issuers (or supporting institutions) rated Prime-1 (P1) have a superior ability to repay short-term debt obligations. Issuers (or supporting institutions) rated Prime-2 (P2) have a strong ability to repay short-term debt obligations.
For more information, please refer to the agency’s website https://www.moodys.com/Pages/amr002002.aspx