Bedrijfsgeschiedenis
Korte ontstaansgeschiedenis van de groep
| 1998: | Fusie van twee Belgische banken (Kredietbank en CERA Bank) en één Belgische verzekeringsmaatschappij (ABB) leidt tot de creatie van KBC Bankverzekeringsholding |
| Opstart van een uniek bankverzekeringsmodel in België. | |
| 1999: | Start van de Centraal- en Oost-Europese expansiepolitiek van de groep, met de overname van ČSOB (in Tsjechië en Slowakije). |
| 2000–2005: | Verdere uitbouw van de bankverzekeringsposities van de groep in Centraal- en Oost-Europa, via overnames van banken en verzekeraars in Polen, Hongarije, Tsjechië en Slowakije. De groep verwerft hierdoor een top 3-positie in de Centraal- en Oost-Europese financiële sector. |
| Geleidelijke invoering van het bankverzekeringsmodel op de thuismarkten in Centraal- en Oost-Europa. | |
| 2005: | Fusie van KBC Bankverzekeringsholding en haar moedermaatschappij, Almanij, tot KBC Groep NV. Hierdoor wordt de groep verrijkt met onder meer een netwerk van Europese vermogensbanken. |
| 2006: | Introductie van een nieuwe managementstructuur, waarbij vijf divisies – België, Centraal- en Oost-Europa en Rusland, Merchantbanking, Europese Private Banking, en Gemeenschappelijke Diensten en Operaties – in het leven worden geroepen, elk met zijn eigen management en doelstellingen. |
| 2007: | Uitbreiding van de Centraal- en Oost-Europese aanwezigheid via overnames in Bulgarije, Roemenië en Servië. |
| Verwerving van een aanwezigheid op de Russische bankenmarkt. | |
| 2008: | Add-on acquisities en greenfields in verschillende landen |
Belangrijkste overnames en verkopen (alleen in het Engels)
| Year | Main acquisitions/desacquisitions | Country | Activity |
| 2008 | Acquisition of 100% stake in Istrobanka | Slovakia | Banking |
| Acquisition of 100% stake in Richelieu Finance | France | Private Banking | |
| 2007 | Acquisition of 95% stake in Absolut Bank | Russia | Banking |
| Acquisition of 75% stake in Economic and Investment Bank | Bulgaria | Banking | |
| Acquisition of 100% stake in A Banka | Serbia | Banking | |
| Acquisition of Hipobroker, Senzal, Bastion | Serbia | Brokerage | |
| Acquisition of 99% stake in Romstal Leasing | Romania | Leasing | |
| Acquisition of 100% stake in Swiss Capital | Romania | Brokerage | |
| Acquisition of 100% stake in Equitas | Hungary | Brokerage | |
| Acquisition of 51% stake in Baltic Investment Company | Latvia | Corporate finance | |
| Sale of 100% stake in Banca KBL Fumagalli Soldan | Italy | Private banking | |
| Increase stake in International Factors Belgium from 50% to 100% | Belgium | Factoring | |
| Increase stake in CSOB from 97% to to 100% | Czech Republic/Slovakia | Banking | |
| Acquisition of 85% stake in DZI Insurance | Bulgaria | Insurance | |
| 2006 | Increase stake in CSOB from 90% to 97% | Czech Republic/Slovakia | Banking |
| Decrease stake in Kredyt Bank from 85% to 80% (local regulations) | Poland | Banking | |
| Increase stake in K&H Bank from 59% to 100% | Hungary | Banking | |
| Sale of 100% stake in Banco Urquijo | Spain | Banking/private banking | |
| Increase stake in Warta from 75% to 100% | Poland | Insurance | |
| Merger of K&H Life and K&H General Insurance (Argosz) into K&H Insurance | Hungary | Insurance | |
| Acquisition of 100% stake in Aballea Finance | France | Private banking | |
| 2005 | Merger by acquisition of Almanij | Belgium | Holding company |
| Acquisition of 100% of HSBC Dewaay | Belgium | Private banking | |
| Acquisition of 100% in Effectenbank Stroeve | Netherlands | Private banking | |
| Acquisition of 100% stake in Aurel Leven Gestion | France | Private banking | |
| Sale of 22% stake in FBD Holdings | Ireland | Insurance | |
| 2004 | Increase stake in CSOB from 85% to 90% | Czech Republic/Slovakia | Banking |
| Increase stake in Kredyt Bank from 81% to 85% | Poland | Banking | |
| Increase stake in Warta from 40% to 75% | Poland | Insurance | |
| 2003 | Increase stake in CSOB from 84% to 85% | Czech Republic/Slovakia | Banking |
| Increase stake in Kredyt Bank from 76% to to 81% | Poland | Banking | |
| NLB Vita greenfield started up | Slovenia | Insurance | |
| Increase stake in Warta from 40% to 51% | Poland | Insurance | |
| Sale of 100% of Krefima | Belgium | Banking | |
| Increase stake in VTB-VAB from 28% to 65% | Belgium | Automobile assistance | |
| 2002 | Acquisition of 34% stake in NLB | Slovenia | Banking |
| Increase stake in Kredyt Bank from 57% to 76% | Poland | Banking | |
| Increase in Antwerpse Diamantbank from 87% to 100% | Belgium | Diamond finance | |
| Acquisition of 100% stake in IPB Pojist’ovna (merged with CSOB Pojist’ovna) | Czech Republic | Insurance | |
| Acquisition of 69% stake in Ergo Poist’ovna | Slovakia | Insurance | |
| 2001 | K&H Bank merges with ABN AMRO Hungary, KBC holds 59% stake | Hungary | Banking |
| Increase stake in CSOB from 82% to 84% | Czech Republic/Slovakia | Banking | |
| Increase stake in Kredyt Bank from 50% to 57% | Poland | Banking | |
| Increase stake in CSOB Pojist’ovna from 76% to 100% | Czech Republic | Insurance | |
| Increase in Argosz (later K&H General Insurance) from 95% to 99% | Hungary | Insurance | |
| Increase stake in Secura from 53% to 95% | Belgium | Reinsurance | |
| Acquisition of 100% stake in Peel Hunt | UK | Brokerage | |
| 2000 | Acquisition of activities of IPB Bank by CSOB | Czech Republic | Banking |
| Increase stake in K&H Bank from 33% to 73% | Hungary | Banking | |
| Acquisition of 100% stake of Patria Finance | Czech Republic | Investment Banking | |
| Acquisition of 100% stake in Ulster Bank Investment Managers | Ireland | Asset management | |
| Acquisition of 40% stake in Warta | Poland | Insurance | |
| Acquisition of 75% stake in Labouchere Clearing (now KBC Clearing) | Netherlands | Clearing | |
| Sale of 18% stake in Credit Commercial de France | France | Banking | |
| 1999 | Acquisition of 82% stake in CSOB | Czech Republic/Slovakia | Banking |
| Acquisition activities of DE Shaw (to become KBC Financial Products) | US | Financial products | |
| Increase stake in Kedyt Bank from 10% to 49% | Poland | Banking | |
| Increase stake in K&H Bank from 23% to 33% | Hungary | Banking | |
| Increase stake in Antwerpse Diamantbank from 37% to 87% | Belgium | Diamond Finance | |
| Increase stake in IIB Bank from 75% to 100% | Ireland | Banking | |
| Increase stake in CSOB Pojist’ovna (Chmelarska Pojistovna) from 34% to 76% | Czech Republic | Insurance | |
| Acquisition of 23% stake in Agropolisa | Poland | Insurance | |
| K&H Life greenfield started | Hungary | Insurance | |
| 1998 | Creation of KBC by merger of Kredietbank, Cera Bank and ABB Insurance | Belgium | Banking/Insurance |
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